Maine Approves Telehealth Coverage Parity, Embraces RPM Programs

by Lionel Casey

Maine Gov. Janet Mills has signed into law new telehealth suggestions that require payers to cover any offerings that they would cover an individual. The new law also opens the door to faraway patient tracking and permits doctors to apply phone-primarily based telehealth in favorable conditions.

June 18, 2019 – Maine lawmakers have exceeded rules setting up insurance parity for telehealth by non-public payers.

LD 1263, signed into law on June 13 by Gov. Janet Mills, also opens the door to extra-faraway patient monitoring packages—vital attention in a predominantly rural state with large areas of underserved citizens. It compensates healthcare companies using phone-primarily based telehealth “when scheduled telehealth offerings are technologically unavailable on the time of the scheduled telehealth provider for a current enrollee, and the telephonic offerings are medically suitable for the corresponding blanketed fitness care offerings.”

Coverage

Danielle Louder, program director for the Northeast Regional Telehealth Resource Center, praised the brand new law when its passage was mentioned at this week’s Northeast Regional Telehealth Conference in Portland. She noted that the law might create objective gaps in care nationwide.

“I assume we’re going to peer those gaps (get) smaller,” she said.

Introduced by State Sen. Geoffrey Gatwick, the new law mandates that fitness plans within the state cover a service supplied via telehealth if that provider is offered in person. It also orders that any copayment, deductible, or coinsurance now not exceed similar fees for in-person care and prevents payers from denying insurance for a carrier entirely as it’s provided through the connected health era.

To qualify for coverage, a telehealth service should meet six conditions:

The fitness care service is otherwise blanketed beneath an enrollee’s health plan. The healthcare carrier delivered by telehealth is similar to the one introduced through an in-person session. Prior authorization is required for telehealth offerings, which are most effective if prior approval is needed for the corresponding covered fitness care carrier. An in-character consultation before the delivery of services via telehealth isn’t always required. Coverage for telehealth offerings isn’t constrained in any way based on geography, vicinity, or distance for travel.

The carrier shall require that a medical evaluation be performed individually or through telehealth before the provider can write a blanket prescription. The provider shall offer coverage for the treatment of additional folks who are enrolled in the provider’s fitness plan at the same time through telehealth, including counseling for substance use problems regarding opioids.

In addition, the bill includes pointers for telemonitoring, which is described as the “use of data generation to remotely display an enrollee’s fitness reputation through electronic means through using medical records while the enrollee remains in a residential setting, allowing the provider to track the enrollee’s health records through the years.” Also known as RPM, it may be introduced in real-time or as an asynchronous (keep-and-ahead) provider.

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